American Express Card Number Format
American Express Card Number Format

American express card number format 2019

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American express card number format 2019 - The transition from physical transaction to cashless transaction has changed the entire worldview towards payments. Cards and mobile apps made transaction so easy, convenient and fast that we no more have to worry about carrying cash before going anywhere. The cards or even the cell phone with a few payment apps is enough for one to easily make transactions.

As we talk of cards, there are usually two types of cards that we generally use. They are debit and credit cards. These cards are issued by banks and can be used almost everywhere for safe and secure transactions.

These cards make payments way easier as they directly grant access to the card holder’s bank account with the help of a pin number. It is super convenient and fast to use.



American Express Card Number Format 2019

American Express Card Number Format 2019
American Express Card Number Format 2019

Like many other companies, American Express also is an issuer of credit and debit cards. People with American Express card may not be aware of some information or they could know more about its card number format and other details of the card.

Credit cards hold a very unique structure in terms of its format that gives a special identification to the card. Every other issuer of cards has their own unique format for identification.



These cards do not carry numbers in any casual order or combination, a special algorithm is used to and it is applicable for all credit cards. So far American Express is concerned; the formula or algorithm is same for all American Express credit cards.

It will be very interesting to see how and why a specific format or combination is created. We can start with the fundamental idea about American express.


Anatomy of an American Express Card Number 2019

Anatomy of an American Express Card Number 2019
Anatomy of an American Express Card Number 2019

American Express credit card is one the popularly used cards with many users around the world. There could possibly be thousands of transactions done by people with American Express Credit Card within a day.

The numbers in the card play a very important role as they are responsible for the unique identification of the card. People with American Express credit card may want to know their card well. You must be aware of this fact that these numbers are not just casual combinations rather they are used during online transactions as well.


The special format of a AmEx card number

The algorithm is used to find the combination of digits in the card. These digits cannot be combined casually as they are very much responsible for its identification.

The method used is not only to create this special format of digits rather it plays vital role in terms of guarding the safety of American Express card. Using a specific algorithm, makes it impossible for anyone to create fake American Express numbers. However, if they manage to generate the numbers, the validation process works automatically which is why it is almost impossible to create numbers unless one knows the algorithm.


The First digit of an AmEx card

The unique traits of the American Express card can be found from the very first digit which is always constant for all the cards of American express. The cards always have their first digit as 3.

It is the unique trait to identify the issuer company. Not even this digit is casually chosen, it is registered so that all the banking networks can identify the card as American Express.


The Second digit of an AmEx card

Just as the first digit, the second digit also acts as an identifier for American Express card. The second digit is either 4 or 7 for all the American express cards.


American Express Card Number Length

The numbers on the American express card has a fixed length and are printed in sets of special combinations. A total of 15 digit is used as the length of numbers on all American Express card.

This numbers are presented in a set of three combinations which are separated by space. The first part consists of 4 digits which is followed by 6 digits on the second part and lastly the third part consists of 5 digits.

The length of numbers on the American express card is different from other cards. Each card issuer has a definite number length. Issuers like visa and mastercard have 19 and 16 digits on their cards respectively.


Other Rules of American Express Card Number Format

Other Rules of American Express Card Number Format
Other Rules of American Express Card Number Format

Having detailed information about the numbers on the card is necessary. Especially when you are a user of American Express credit card and you make transaction with that card regularly, then you must know about the number format of American Express card.



For online transactions it is highly necessary to know and remember the card numbers. This necessary information comes to use while filling important forms. There are situations when you need to know the card numbers for example, if you can’t find your card or you lost your wallet. In such cases you must know the card numbers.

Numbers are not the only important factors in a American Express card, the supporting information on the card is equally important while making online transaction.

One cannot complete transactions just by knowing the numbers; you need to know the rest details on card such as card holder’s name and security code.


The Card Holder - Name

In some cases, the person making transactions is not the real owner of the card. He/she could be relative of the real owner. In such cases the name of the card holder and his registered address should be known to the user.

The name of the card holder is written at the bottom of the card, specifically to the left.


Security Code - CVV

Other than the number and the card holder name, the American express card contains an identification number. This number is known as CV and CVV2 in other cards.

It is the security code which is a 4 digit number. Other issuers may use 3 digits as well. This 4 digit security code can be seen on the front side of the American Express Credit card.


Expiration date - Month / Year

All cards contain a date which shows the validity of use for that specific card. This date is written between the card holders name and the card number. The expiration date on the American Express card number is in mm/yy format i.e, month/year.

The above information is necessary, without these 3 sensitive points no transaction could be completed. Therefore it is necessary to know the details of the American Express credit card and advised not to lend card to someone who is not trustworthy.

These cards should be kept with very much safety, as misuse of such cards can cost a lot. These cards are highly sensitive and can cause utter trouble if it reaches wrong hands. For such matters there are few things to know and take care of.


Safety of Sensitive Information

The first and most important responsibility of the card user is to keep the information safe. This is the reason, card and personal details are not supposed to disclose to any random person. People without having direct access to card can still make wrong use of it just by clicking its picture. The information on the card is enough for someone to make transactions. Therefore it is strictly prohibited to take pictures of card and share it.

Such cases are highly unexpected and can happen at any point of time with anyone. Thus necessary details should be known to react at such situation. There might be situations when you may require such information, so it is better to save this information for self awareness.


Do Not Give Out Important Details

People should take utmost care while dealing with card information. Especially while filling up forms to make transaction online on various websites, one should be very much careful.

It is advised to visit authorized websites for online transactions. Unless you are aware of the form publisher or the people behind form who may receive you card data, you shouldn’t fill the form. While making online payment, one should ensure that the purchase is made from a trusted shop and then only he/she should use American Express credit card. It is too risky to provide card details on forms from random websites. One shouldn’t be casual while filling such forms.



The entire information provided is very much necessary. When you are aware of the entire number format, card holders name and other security details of the American Express credit card, you should be very much careful and responsible towards your card. Misuse of such cards could lead to huge losses, therefore it is important to know all the necessary information of the card and its safety should be ensured. These cards are responsible for so many important transactions, at the same time using them very casually and carelessly could cause utter trouble. Hereby this information should be noted or saved to have the required knowledge about American Express credit card.

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