How to Check if Credit Card is Active Online 2019 – Payment and other transactions can be done easily by using credit card. It has become popular means of transaction because of the effectiveness.
Moreover, now many bonuses can be obtained by transaction using the credit card. These great benefits can be bigger if you make big transaction.
Of course, you do not need to bring much money in pockets and wallets as precaution for big transaction, so it is safer to travel and you can go comfortably.
Table of Contents
- 1 How to Check if Credit Card is Active Online 2019
- 1.1 Some Options Related to How to Check If Credit Card Is Active
- 1.2 Things to Do After You Know How to Check If Credit Card Is Active
- 1.3 Share this:
- 1.4 Related posts:
How to Check if Credit Card is Active Online 2019
In case of online payment, having credit card also give the great access because you can make transaction in a short time. However, in order to get the easy access, you must be sure that your credit card is active. To do this, you may need to know How to Check if Credit Card is Active Online 2019
It is quite problematic when you have credit card but not sure either it is active or not. This can be quite confusing when you are going to make transaction, but actually the credit card cannot be used.
It can be so complicated and that’s why you must always be sure about your credit card. In some cases, people are not sure about the activation of credit card because they have some cards to use and there is some of them used rarely.
When it comes the time to use it, it is normal if you find that the card is inactive. Related to this, there are some useful points of information to help you in checking the credit card’s status.
Some Options Related to How to Check If Credit Card Is Active
Before going further, it is important to know the difference between activation and validation of credit card. When it comes to the term of validation, we only talk about the numbers and card condition.
In other word, you can say that card can be valid, but it does not guarantee that it is active. Yet, active card is always a valid card since the active one can be used for transaction.
To validate the card, it is easy since there are many checkers and this can be checked by using Luhn algorithm. In case of activation, it is not easy, and here are some steps related to How to Check if Credit Card is Active Online 2019.
Call customer service
This is the best solution to How to Check if Credit Card is Active Online 2019. You will know if the card is active by asking customer services. You can call them anytime you want since usually it works for 24 hours.
If you have no idea the number to call, just check the number listed on the back of your credit card. By this, you can check its status. Even, some customer services help you to active or inactivate the card just by the call. This is great option to choose.
If you do not want to call, the next solution on How to Check if Credit Card is Active Online 2019 is by testing it. You can try to make transaction or payment.
In case of the inactive or declined card, you will not be able to do the purchase. This can be easy way, but you must be ready with alternative of payment if you really need to use the card.
In this part, failed transaction of purchase can be caused by several problems. Inactive card is actually only one of the causes since the card cannot be used like when it has reached the limit.
Then, expired card cannot also be used as well. That is why this kind of way will be effective if you already know the limit and expiration date.
Check the credit report
The third option is to check the credit report. This can be effective way to know your card condition. Usually, your issuer will provide the report within a month. Even, monthly report can be sent to your address or email. You can easily check the condition of your card from the report.
These three ways can be helpful if you still do not know How to Check if Credit Card is Active Online 2019. They can help you to get the information about your card as soon as possible.
For the effectiveness, it is still better to call the customer services. Even if you cannot find the phone number or you lose the credit card, you can check the number of customer services from issuer’s website.
To contact them, it is better to make a call instead of texting or sending email, so you can get the fast response. Of course, you must be ready with the identification number or security code of your credit card as it may be asked when you need more information about the card.
Things to Do After You Know How to Check If Credit Card Is Active
When you already know How to Check if Credit Card is Active Online 2019 activation, you may also need to know more about the credit card. Its balance is important thing after your know that your card is active. This information is necessary since you may need to know what is left in the credit card. To do this, there are some options to try.
Once you have got the info about How to Check if Credit Card is Active Online 2019, then you can check its balance via online. Each card provider has website and this can be used by finding the application from its provider to install in your device. You may choose this way since it can be easier.
When you have opened the web or download the app, just make an account. This is the first and important thing to do. In this step, prepare your email since verification may be sent to the email and you must click the link to validate. Once your account is ready, check the balance and other information, including the transactions made by the card.
Call the bank
This is the next alternative to check credit card balance. When you do not like to access the website, you can make a call. The bank will have number to contact and this is the most effective way to get the information.
Of course, this can be good way since you get information easily from the representative of bank. However, you must be ready for its process since you may need to wait for several minutes until you are connected to the live representative of the bank.
Before making a call, you must prepare the information. It may be asked by the representative to make sure that you are the owner of the card.
To do this, you must know your social security number, birthday and ID identification, answer that you have set for safe question, and other data. You must also bring the card since the number may also be asked.
If you only a holder of the card, you must prepare the information from the one who becomes the card owner. It can be your parents or other people in your family. To make it easier, you may ask them to do the process if you do not want to get confused about the data.
You have to be patient in making the call. Once you are connected, you will be asked to verify the account by several questions asked by representative. Then, you can start to gain information that you need about card balance and even other specific info about the card.
Check the statement or report of credit card
The report or statement is usually sent to your address or email. This depends on what you chose in process of registration and application for the card.
This report provides the complete information about balance and other transaction made by using the card. You can track and find information you need from the report.
Those are some options to choose when you are going to check card balance. This is important to do once you have got the solution of How to Check if Credit Card is Active Online 2018. Knowing the balance can give a clue what you are going to do next, related to the credit card. This can be so useful.
In addition, you must keep in mind that you only check the card and its balance from the authorized site or sources. As alternative, you may find other ways to check the condition of your card and its balance by using third-party.
These may appear when you look for solution in search engine. However, they are not trusted options, so you are better to avoid them.
Of course, if you follow those the steps of How to Check if Credit Card is Active Online 2019 and the ways to check card balance, you are taking the safe ways.
Moreover, you will get the helps as long as you have the information requested by the bank representative during the verification process. Since it is about your credit card, you must be more careful and it is better to always check the card status regularly.