Free Virtual Credit Card With Money for Verification 2018 – Credit card becomes modern payment in many countries. You do not need to bring cash, but just rely on cashless payment via credit card. Besides, cardholders often pay the bill, subscription, mortgage, debt, insurance, even small thing via this card. With vast digital movement, credit card transforms into big player in online transaction.
It creates security risk as you expose the card information, such as its number, security code, and name freely on merchant. To prevent unwanted situation and fraud, there is VCC or virtual credit card as solution. How to get Free Virtual Credit Card With Money for Verification 2018 ? More about this topic will be in the next section.
Table of Contents
- 1 How to Get Free Virtual Credit Card 2018
- 1.1 Methods on How to Get Free Virtual Credit Card 2018
- 1.2 More Information about How to Get Free Virtual Credit Card 2018
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How to Get Free Virtual Credit Card 2018
Basically, this is credit card, but you do not receive the card physically at hand. Users only have access to card number that will be for transaction. VCC is capable to do partial thing, not the entire credit card function.
For example, you can pay service or goods as long as you spend money via online. If you are in local store or nearby shopping center, this card will not work. You still require giving physical credit card for swipe-based transaction.
Methods on How to Get Free Virtual Credit Card 2018
Before knowing how to get Free Virtual Credit Card With Money for Verification 2018, few things are need to know. This card acts as real credit card, but with limited feature. You can get it from three sources, which are bank, card issuer, and third-party services.
For your information, bank is different from a credit card company or commonly refers to issuer. Bank provides financial system to keep the money, give loan, and receive bill. On the other side, the credit card company provides platform and system to make sure every transaction is proper.
Therefore, you do not need to open account and keep the money in it. The below steps is what you need to do to get Free Virtual Credit Card With Money for Verification 2018 from bank.
Check VCC availability
Each company and bank has different services and regulation. Firstly if you want to get Free Virtual Credit Card With Money for Verification 2018, you can ask your credit card issuer whether the VCC is available or not. There are few reasons why you do this thing. VCC from bank or card issuer will be subsidiary from physical one.
You will have several VCC, but all of them are connected to the real one. When transaction happens, money and verification will connect to credit card you hold, except the different number.
What does happen if your card is not eligible to create virtual one? One solution is to apply different bank or card issuers. There are tons of institution and companies with VCC as additional service. Feel free to ask and conduct research to obtain the right one.
Contact customer support
The next thing on how to get Free Virtual Credit Card With Money for Verification 2018 is to contact the customer support. You need to understand that applying for VCC is different between one and others. Customer support will assist what customer should do. Some card issuers and banks provide online system in this area. You just submit necessary requirements then wait until the bank send CVV number to your email or account.
Generating number is not your task. With advanced system, you do not need to wait long to get VCC. The bank might give number as fast as possible in one-day service. Of course, this thing happens if customers already establish account and card in their possession.
Next step is the way you use VCC. It is not regular card where you can do for purchasing and transaction everywhere. The bank has strict rule regarding this issue. You are eligible to activate and use VCC only for online service or shopping.
Moreover, every VCC has restriction, such as credit limit, transaction numbers, and merchant. Therefore, follow every guideline properly to prevent unwanted situation.
On the other hand, third-party services may act as bank or credit card. However, they still have agreement to credit card issuer, even bank. This kind of service is available in order to accommodate people who cannot access the regular financial system. You may follow below steps as a part of how to get Free Virtual Credit Card With Money for Verification 2018.
First thing to do is to look for proper and eligible third party services that provide virtual credit card. You can use search engine or top forum to get the most credibility provider at all. After that, visit their website and register to get account. Registration process may take time as it requires strict validation. However, most of providers simplify this process to attract more customers.
You have to login to this account and complete all necessary data. Even though provider is not solid bank, you still need to adjust some things. For example, provider urges users to input address and phone number. Legit service only comes for those who are obedient and want to follow by rule.
Credit limit and money transfer
Why do you need to transfer money? Third-party services only give CVV, not the money or loan. They create platform or system to ensure every transaction is based on credit card principle. That’s why you should transfer money as soon as possible if you want Free Virtual Credit Card With Money for Verification 2018. Even though the registration is free, money is a proof that you are legitimate owner of account.
Credit limit is how much money you spend with this card. It depends on several factors, such as the offer and membership. Usually, basic service is free with no charge. However, users only get low credit limit. It prevents irresponsible users to take advantage to do big shopping without taxes.
How do you use free VCC from third-party services? It is virtual card that means no printed and physical one. Normally, you only get number and security code to validate the transaction. Provider only gives access to online service. You cannot use the card in merchant or offline store. Few providers offer physical one backed by card issuer and bank. However, most of utilization is only for online transaction.
Above explanation is important to understand how to get Free Virtual Credit Card With Money for Verification 2018. In simple principle, you just go to providers then ask for CVV. The bank and credit issuer belong to provider as the first and second parties. On the other side, third-party providers operate the outside system, but still integrated to the core platform.
More Information about How to Get Free Virtual Credit Card 2018
Why do you need virtual credit card? Well, it is not a service without purpose. In fact, CVV is a part of technology advancement in financial industry. Bank will get more customers, and the card issuer can expand their business. Furthermore, there are new businesses to support those who cannot access through normal way.
Security and protection
First objective is about high risk of security when credit information is exposed. When you do swiping card in machine, merchants obtain number and data. It is not issue if you visit big retailer. However, small merchant might take advantage in this situation and collect data then expose it to unauthorized party. This thing happens if you use physical card.
Similar issue arises when doing online transaction. Seller, merchants, or website gather the data then no one know what they might do. Of course, there is regulation to protect consumers, but it’s still not enough from technical side.
Instead of input real number, it is safer to give different one but connected to real one. This is where CVV started to gain recognition. True purpose is for security and protection. Therefore, you will understand it when following the steps on how to get Free Virtual Credit Card With Money for Verification 2018.
VCC, mobile payment, and payment gateway platform
Most people have difficulty to understand CVV, mobile app payment, and payment gateway. Both seem similar because they have one purpose to pay anything you want through online service. However, they are different in term of platform and system. VCC acts as credit card, but you do not receive physical card. The number is only identification to ensure you are legal cardholder. The rest function is close to credit card.
Mobile app payment is platform that acts as virtual wallet. Instead of bringing cash, it is safe to just tap on phone then all payments are done. This app keeps money directly after you fill from various sources, such as bank transfer. The app works for transaction in offline and online store. You just install, and then the payment is ready, mostly without bank account and credit card verification.
Payment gateway is similar to mobile app. During transaction with credit card, you should input the number then validate it. If buyer purchases from multiple sites, VCC is not enough due to limited feature. Unfortunately, credit card is vulnerable as you give the number to every site you visit.
As solution, payment gateway becomes one service for everything. You create account and link to credit card. When doing transaction, payment will recognize this gateway then the money will be sent directly.
VCC is like disposable service as credit card. You can prolong it for the rest of life, but you can have the new one as long as the real card is still eligible. That’s why how to get Free Virtual Credit Card With Money for Verification 2018 might be different in the future due to technology upgrade.